Where to start
Options by situation
Start with the page that matches your situation. Each one explains what is happening, what options may exist, and what we can and cannot do.
Formal processes
Formal processes explained
These explainers describe the formal processes available under Australian law. They are general information. Each process is carried out by a registered practitioner, never by Australian Financial Advisory.
The information on this page is general in nature and does not constitute legal, financial, taxation, or insolvency advice. Australian Financial Advisory Pty Ltd provides assessment and advisory services only. All specialist services are referred to appropriately licensed partners. You should seek independent professional advice before acting on any information on this page.
Content last updated: 2 October 2026.
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Book your free initial consultation
The earlier you act, the more options may still be open. Tell us a little about your situation and we will be in touch to arrange a time.
What the free initial consultation covers
- A confidential first conversation to understand your situation and confirm whether we can help.
- The initial consultation is free. There is no cost and no obligation.
- Standard professional confidentiality applies.
- If we're not the right fit, we'll say so on that call.
- Any next step is your decision. We don't push a particular outcome.