What Australian Financial Advisory does
Australian Financial Advisory helps company directors get ahead of financial pressure, particularly ATO debt and Director Penalty Notice risk, before it becomes a crisis. We assess your financial position, set out the options in writing, and refer specialist execution work to appropriately licensed practitioners in our network.
Australian Financial Advisory Pty Ltd is not a registered insolvency practitioner, credit licensee, tax agent, registered liquidator, AFSL holder, or law firm. All specialist services are referred to licensed partners.
What we can do
- Assess your financial position early, particularly where ATO debt or Director Penalty Notice risk is building.
- Set out the options available to you in writing.
- Communicate with your company’s commercial creditors under a signed authority.
- Bring in a licensed specialist when the situation calls for one.
What we do not do
- Act as a registered insolvency practitioner or liquidator.
- Provide tax agent services such as negotiating directly with the ATO. We refer that work to a registered tax agent.
- Provide credit assistance or arrange finance. Where finance may be relevant, we can pass on a licensed broker’s details.
- Give legal advice.
How it works
Four steps to a clear picture
We review your situation, set out every available option in writing, and bring in a licensed specialist when the situation calls for one.
Free initial consultation
A confidential first conversation to understand your situation and confirm whether we can help. No pressure, no sales pitch.
Options Assessment
A structured review of your financial position and the options available to you.
Initial Advisory Report
A written report setting out your position, your options, and recommended next steps in plain language.
Referral and next steps
Where a licensed specialist is needed, we introduce the right one from our network. Any next step is your decision.
The team
A second set of eyes for directors under pressure
We assess where you stand, put the options in writing, and bring in a licensed specialist when the situation calls for one.
Jason Baker
Director, Chartered Accountant
Reviews the numbers and signs the written advisory report.
Jonathan Moy
Advisory and Negotiations
First point of contact. Handles intake, assessment and creditor negotiation.
Frequently asked questions
Common questions from business owners facing financial pressure.
What does Australian Financial Advisory do?
We assess a director's financial position early, particularly where ATO debt or Director Penalty Notice risk is building, and set out the options available in writing. Specialist execution work is referred to appropriately licensed practitioners.
Is Australian Financial Advisory a registered insolvency practitioner?
No. We're an assessment-and-referral service. Where formal insolvency work is needed, we refer to appropriately licensed practitioners.
Do you charge for the first conversation?
No, the initial consultation is free.
What is a Director Penalty Notice?
A notice the ATO can issue that makes a company director personally liable for certain unpaid company tax debts. Getting advice early matters.
Can you negotiate with the ATO on my behalf?
We're not a registered tax agent, so we don't provide tax agent services like direct ATO negotiation ourselves. Where that's relevant, we can point you toward appropriately licensed help.
What happens after the Initial Advisory Report?
You get a written report setting out your position and options. Any next step is your decision, we don't push a particular outcome.
How do your fees work?
We work on fixed fees agreed upfront, so you know the cost before anything starts. The initial consultation is free and we'll give you exact figures on that first call.
Which areas do you service?
Gold Coast, Brisbane, Sydney, and Australia-wide.
Is what I tell you confidential?
Yes, standard professional confidentiality applies.
Still have questions?
Every situation is different. Talk to our team in a free, confidential initial consultation. No obligation.
Book a free initial consultation